Tuesday, June 18, 2013

Stay Away from Apollo Munich

I paid for the individual health insurance for my Parents on 28th June 2011..Initially it looked as a decent plan at a cheap cost. 
After 2 weeks medical test were conducted...i cant describe how much issues i faced during the health check up.. 
There was no communication at all from the company to the hospital(health chkup centre).. my parents were stranded at the hospital in the morning ..as fasting blood sugar has to be tested..they were waiting there for more than an hour with empty stomachs.. 
After 2 weeks of the check up i came to know that my dads policy has been rejected..and i have to pay rs 1500 approx extra for my mothers policy as loading charges.. 
As per them my parents had some medical issues (which i find strange..as they have no health issues).. 
I received policy for my mother 2 days back ie on 3rd august..nd still waiting for therefund amount .. 
i have to call the customer service guys everyday..i get an answer that i will receive the amount in 2-3 days.. 
they have no responsibility once they get the money.. u have to call them and ask about the status of the policy.. 
I wanted to opt for Max Bupa..but it was expensive..maybe for my dad i ill go for max.. 
i dunt know about Max’s reviews..but Apollo can be avoided!! 

http://www.mouthshut.com/review/Apollo-Munich-Health-Insurance-Co-Ltd-review-nqorqrtnnn

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